A Comprehensive Guide to Removing PMI Insurance

Are you paying PMI on your mortgage? Rising home values may help you reach the 80% LTV ratio to drop PMI sooner. In this guide, I’ll show you a simple process to remove PMI from your monthly payments, potentially saving you a lot of money. Understanding Private Mortgage Insurance (PMI): Private Mortgage Insurance (PMI) is a typical requirement for conventional loans when the down payment is less than 20%.   It serves to protect the lender in case the borrower defaults on the loan.   PMI typically adds 0.5% to…

Read More

Theresa Varela Award Winning Puerto Rican Author

Theresa Varela

Award-winning Puerto Rican author Theresa Varela was born and raised in Brooklyn, New York. She is the recipient of multiple International Latino Book Awards (ILBA): Murder in Red Hook:  A Daisy Muñiz Mystery (2022), Coney Island Siren (2020), Nights of Indigo Blue: A Daisy Muñiz Mystery (2016) and Covering the Sun with My Hand (2015). She holds a PhD in Nursing Research and Theory Development and has worked more than twenty-five years in the mental health field in New York City blending spirituality with culture for healing. Theresa Varela’s relationships…

Read More

The Essentials of Personal Injury Claims: Navigating the Legal Maze

steven a bagen law firm

Key Takeaway Recognize the kinds of damages you are eligible to claim in a personal injury lawsuit. Explore how comparative negligence may affect compensation. Learn about the potential role of insurance companies in settling claims. Explore the advantages of employing a personal injury lawyer for your situation. Stay informed about legal developments in personal injury law through reliable sources. Types of Damages in Personal Injury Claims The consequences of an accident can leave people feeling confused and anxious, mainly when dealing with the complexities of submitting a personal injury claim.…

Read More